maestroailabs.com  /  IMPACT AI Lab

AI built for the markets
everyone else skipped Three global assets. One Caribbean lab.

We pair modern AI and decision science with a real understanding of how Caribbean people live, work, and carry risk, then ship it as products communities can actually use.

Explore the Lab Get Started
Our Work

Questions that drive us

Three problems most labs walk past. Three products we are building to answer them.

How do we achieve financial freedom?

“Credit Garden uses regional context, Generative AI and physics-based models to map the Equity of Borrowers before they take a loan. We build a lifelong map to ensure each financial product fuels generational wealth and financial freedom.”
Nicholas Dunkley, Co-Founder

Will the storm hit before we can prepare?

“OYA AI is building physics-informed AI models that can be used by anyone. A high school in a rural area can plan for the next hurricane before it hits, delivering climate resilience to communities, families, students, and local governments in the ways they understand.”
Adrian Dunkley, Co-Founder

Can we move safely through the world?

“Our Global Safety utilizes real-world data, digital twins, and Agentic AI to map the world so you can traverse it safely and happily.”
Adrian Dunkley, Co-Founder
maestro magazine

Research and field notes from inside the Caribbean AI build

Deep dives on the models, the policy, and the people moving regional technology forward, written by the team shipping it.

View Research and Publications
About

The intelligence powering A.I

maestro runs the IMPACT AI Lab, the research engine behind our products. We build for three problems the Caribbean lives with every day: who gets credit, who survives the storm, and who moves through the world safely.

Co-founded by Adrian Dunkley, our partner company StarApple AI was the first dedicated Caribbean AI startup. The work now runs across 14 nations and reaches markets the rest of the industry treats as an afterthought.

About Us

IMPACT AI Lab

The research engine behind our products, built with UWI and Section 9 to train the region’s next AI builders.

StarApple AI

The first dedicated Caribbean AI startup, putting regional data and context onto global platforms.

PROMPTICA™

A tested prompting framework that gets reliable work out of frontier models, tuned for Caribbean and LATAM teams.

By the numbers

What the work adds up to

Figures from our products and programmes across the Caribbean and Latin America.

54%
Lower default rates for unbanked borrowers scored by Credit Garden
14
Caribbean nations in the 14West AI build
12M+
Creole-first speakers underserved by mainstream language models
48h
Extra warning lead time OYA AI targets ahead of storm and drought risk

Credit Garden · pilot

Loan defaults before and after physics-informed scoring

Legacy bureau scoring18.0%
Credit Garden scoring8.3%

Indicative pilot figures · previously unbanked segment

“Our defaults for unbanked dropped more than half, we approved more loans with less losses and recovery costs.”

Business Owner, Caribbean FinTech

Newsletter Sign-up

Sign up with your email address to receive news and updates.